Call 888-647-0579 to speak with an alcohol or drug abuse counselor.

Who Answers?

Can I Get Insurance for Addiction Treatment?

Many people who find themselves in the need for quality addiction treatment wonder if there are any forms of insurance coverage available to assist in paying for the cost of treatment. While there are not state mandates in every state (not as of yet anyway) there are some ways that you can get insurance for addiction treatment and in some states there are requirements already in place to assist those who need treatment in paying for help.

Several insurance options are available to those who require treatment for addiction. In fact, if you already have health insurance, there is a possibility that you already have some form of coverage for your treatment and you don’t even know it. Many public health insurance as well as private health insurance coverage programs provide compensation for at least some portion of outpatient treatment and some offer contributions toward inpatient addiction treatment too.

Most insurance firms now recognize that addiction is a disease that affects the health and that requires professional treatment. Those that realize this also know that left untreated, addiction can lead to further health complications that ARE covered by insurance and that WILL cost the insurer large amounts of money to take care of in the future. This is why many insurance companies are now providing adequate coverage for addiction treatment on their own free will rather than waiting for the Healthcare Reform Act to set in in 2014 and make progressive changes then.

Insurance for addiction treatment can help lower your expenses and allow you to focus on recovery.

Private insurance coverage often provides you with the best compensation benefits when it comes to addiction treatment, but as with any private coverage, it can be costly. Health plans that are paid for by your employer or individually by yourself and are not subsidized by the federal government offer the best coverage for addiction treatment and may cover things like luxury addiction treatment, inpatient treatment, and a wealth of outpatient services that are not typically covered by state or publicly funded insurance programs such as Medicaid or Medicare.

If you’re unsure whether your current insurance policy provides coverage for addiction treatment, contact your insurer directly and get the answers. Make sure that if you do have coverage, you ask about the specific details of the coverage such as what it will cover, how much treatment is covered, if there are co-pays, if there are limitations and any other questions pertinent to your treatment and your insurance coverage options.

For those who do not have insurance, you may want to consider adding a private policy health plan to your agenda. Some policies will have waiting periods in which you will not be able to use to coverage but others will provide immediate access to the health coverage that you need to get help and begin the process of recovering from addiction. A little research will lead you to a policy that can help.

More Treatment & Detox Articles

Introducing kids to alcohol can lead to binge drinking later in life

Researcher Caitlin Abar of the Prevention Research and Methodology Center at Pennsylvania State University suggested that parents enforce a zero-tolerance policy in the home. She also said that there is no scientific evidence to support the belief that prohibiting alcohol turns it into a “forbidden fruit” and encourages abuse. In an effort to see whether….

Keep alcohol intake under control

When most people think about the upcoming holidays, they think about friends, family, food and good cheer. But for many people, the weeks between Thanksgiving and New Year’s are particularly difficult. Financial problems are tough to handle at any time, but they can seem overwhelming during this season of giving. Feelings of loneliness, isolation and….

Chronic Drinking Causes More Liver Damage Than Binge Drinking

A new study conducted on rodents has shown the extreme harm caused by chronic drinking on the liver, much more than the injury caused by binge drinking. Although alcohol consumption is known to cause liver damage, still the degree of liver damage can differ according to the pattern of drinking “Different patterns of drinking can]….

Think before you drink

Alcoholics aren’t easy to pick out in a crowd. The person next to you in the checkout line at Walmart may be an alcoholic. So may the person who works next to you at the office, or sits next to you in church. The person who teaches your child, works on your car, or cuts….

Chronic addiction-based offenders must first be separated from society

It’s hard to say 30 strikes and you’re out with a straight face. It sounds like a silly joke. But the astounding truth is that the Vancouver Police Department tracks 379 offenders who have an average of 39 convictions each, primarily for theft and other property crime. Six have more than 100 convictions. These are….