A National Directory of Drug Treatment Centers and Alcohol Treatment Centers, Therapists and Specialists. A free, simple directory providing assistance and guidance for those seeking help regarding alcohol addiction, drug addiction, dependency and many other conditions that affect the mind, body and soul.
Call 1-888-885-4616 to speak with an alcohol or drug abuse counselor.

Can I Get Insurance for Addiction Treatment?

Many people who find themselves in the need for quality addiction treatment wonder if there are any forms of insurance coverage available to assist in paying for the cost of treatment. While there are not state mandates in every state (not as of yet anyway) there are some ways that you can get insurance for addiction treatment and in some states there are requirements already in place to assist those who need treatment in paying for help.

Several insurance options are available to those who require treatment for addiction. In fact, if you already have health insurance, there is a possibility that you already have some form of coverage for your treatment and you don’t even know it. Many public health insurance as well as private health insurance coverage programs provide compensation for at least some portion of outpatient treatment and some offer contributions toward inpatient addiction treatment too.

Most insurance firms now recognize that addiction is a disease that affects the health and that requires professional treatment. Those that realize this also know that left untreated, addiction can lead to further health complications that ARE covered by insurance and that WILL cost the insurer large amounts of money to take care of in the future. This is why many insurance companies are now providing adequate coverage for addiction treatment on their own free will rather than waiting for the Healthcare Reform Act to set in in 2014 and make progressive changes then.

Addiction Treatment Insurance Plan

Insurance for addiction treatment can help lower your expenses and allow you to focus on recovery.

Private insurance coverage often provides you with the best compensation benefits when it comes to addiction treatment, but as with any private coverage, it can be costly. Health plans that are paid for by your employer or individually by yourself and are not subsidized by the federal government offer the best coverage for addiction treatment and may cover things like luxury addiction treatment, inpatient treatment, and a wealth of outpatient services that are not typically covered by state or publicly funded insurance programs such as Medicaid or Medicare.

If you’re unsure whether your current insurance policy provides coverage for addiction treatment, contact your insurer directly and get the answers. Make sure that if you do have coverage, you ask about the specific details of the coverage such as what it will cover, how much treatment is covered, if there are co-pays, if there are limitations and any other questions pertinent to your treatment and your insurance coverage options.

For those who do not have insurance, you may want to consider adding a private policy health plan to your agenda. Some policies will have waiting periods in which you will not be able to use to coverage but others will provide immediate access to the health coverage that you need to get help and begin the process of recovering from addiction. A little research will lead you to a policy that can help.

More Treatment & Detox Articles

How to keep teens from drinking during the holidays

underage drinking problem

Resources and tips can keep teenagers safe and sober With school out for holiday break, some teens may be tempted to turn to parties and alcohol for entertainment. As the demands and distractions of the holiday season approach, it is important for parents to be aware of the dangers of underage drinking. Underage drinking exacts….

Continue reading

How many alcoholics who get help stay sober?

It’s hard to say. Data on the effectiveness of treatment programs is scarce, but Idaho has just started to track some patients. Reliable information is practically nonexistent on whether alcoholics who go through treatment stay off alcohol in the long run, says Patrick Neeser, coordinator of a Boise outpatient treatment center. “There’s very few long-term….

Continue reading

Drink link to premature birth

Doctors say women who drink heavily early in a pregnancy – possibly before they know they are pregnant – may be raising the risk of premature delivery. A study of 4,719 Australian women found almost an 80% higher risk for women who drank heavily in the first third of pregnancy, then stopped. However, experts warned….

Continue reading

Is youth drinking worse than we think?

The public perceives youth drinking in North Dakota as less of a problem than people who work closely with alcohol prevention, a new survey shows. Among adults surveyed in North Dakota, 41.3 percent perceived alcohol use by youths as a serious problem, according to the North Dakota Department of Human Services and Minot State University…..

Continue reading