A National Directory of Drug Treatment Centers and Alcohol Treatment Centers, Therapists and Specialists. A free, simple directory providing assistance and guidance for those seeking help regarding alcohol addiction, drug addiction, dependency and many other conditions that affect the mind, body and soul.
Call 800-580-9104 to speak with an alcohol or drug abuse counselor.

Can I Get Insurance for Addiction Treatment?

Many people who find themselves in the need for quality addiction treatment wonder if there are any forms of insurance coverage available to assist in paying for the cost of treatment. While there are not state mandates in every state (not as of yet anyway) there are some ways that you can get insurance for addiction treatment and in some states there are requirements already in place to assist those who need treatment in paying for help.

Several insurance options are available to those who require treatment for addiction. In fact, if you already have health insurance, there is a possibility that you already have some form of coverage for your treatment and you don’t even know it. Many public health insurance as well as private health insurance coverage programs provide compensation for at least some portion of outpatient treatment and some offer contributions toward inpatient addiction treatment too.

Most insurance firms now recognize that addiction is a disease that affects the health and that requires professional treatment. Those that realize this also know that left untreated, addiction can lead to further health complications that ARE covered by insurance and that WILL cost the insurer large amounts of money to take care of in the future. This is why many insurance companies are now providing adequate coverage for addiction treatment on their own free will rather than waiting for the Healthcare Reform Act to set in in 2014 and make progressive changes then.

Addiction Treatment Insurance Plan

Insurance for addiction treatment can help lower your expenses and allow you to focus on recovery.

Private insurance coverage often provides you with the best compensation benefits when it comes to addiction treatment, but as with any private coverage, it can be costly. Health plans that are paid for by your employer or individually by yourself and are not subsidized by the federal government offer the best coverage for addiction treatment and may cover things like luxury addiction treatment, inpatient treatment, and a wealth of outpatient services that are not typically covered by state or publicly funded insurance programs such as Medicaid or Medicare.

If you’re unsure whether your current insurance policy provides coverage for addiction treatment, contact your insurer directly and get the answers. Make sure that if you do have coverage, you ask about the specific details of the coverage such as what it will cover, how much treatment is covered, if there are co-pays, if there are limitations and any other questions pertinent to your treatment and your insurance coverage options.

For those who do not have insurance, you may want to consider adding a private policy health plan to your agenda. Some policies will have waiting periods in which you will not be able to use to coverage but others will provide immediate access to the health coverage that you need to get help and begin the process of recovering from addiction. A little research will lead you to a policy that can help.

More Treatment & Detox Articles

Children ‘copy parents’ drinking’

Parents underestimate the influence their own drinking habits have on their children’s attitude to alcohol, government research suggests. A Department for Children, Families and Schools study suggests children from heavy-drinking households are more likely to use alcohol themselves. And half of young people who have drunk alcohol were given it by their parents. It comes….

Continue reading

Effects of binge drinking linger

Heavy drinking adversely affects a person’s performance and perception hours after alcohol has left the body, researchers in Rhode Island said. Researchers at Brown University recruited 95 healthy adults ages 21 to 35 who had reported having a hangover at least one time within the month before the research began. The participants were randomly assigned….

Continue reading

Drug Treatment Center Myths and Facts

If you are looking for a drug treatment center that can provide you or a loved one with treatment for any type of drug addiction then chances are you have already fallen victim to the many myths of drug treatment. Unfortunately, there is much confusion that surrounds drug treatment but the myths of drug treatment….

Continue reading

Underage drinking not a rite of passage

Alcohol is by far the most misused substance in our country. It is abused by adults and misused by youth. Many people think that the legal drinking age of 21 is just an arbitrary age assigned by the government so that there is no harm in consuming alcohol under that age. They could not be….

Continue reading

Binge drinking starts at five

Regular alcohol consumption can lead to binge drinking among all gender and age groups, a new study suggests. “What we found is that when people drink more often, they are more likely to drink more, take more drinks, and go to binge drinking,” said Andree Demers of Universite de Montreal, the study’s main researcher. She….

Continue reading